Protection to members/ policyholders against loss of income as a result of death due to accident or when they become hospitalized due to natural illnesses or accidents.
ELIGIBILITY:
✔ Age Eligibility: 18 - 65 years old
✔ Contestability Period:
->15 days on natural sickness;
->6 months on pre–existing illness for more than 100 covered members;
->1 year on pre–existing illness for more than 25 covered members
Benefits | Pearl | Emerald |
---|---|---|
Accidental Death | 5,000.00 | 10,000.00 |
Hospital Income Benefit (covers daily hospital benefit in excess of twenty four (24) hours confinement) – due to natural sickness and accident | 250 / day (max. of 7 days per policy year) | 250 / day (max. of 7 days per policy year) |
ANNUAL PREMIUM | 250.00 | 500.00 |
Protection for Class 1 occupational pure white collar job against accidents.
ELIGIBILITY:
✔ Age Eligibility: 18 - 65 years old
Benefits | Coverage |
---|---|
Accidental Death & Disablement | 1,000,000.00 |
Unprovoked Murder and Assault | 500,000.00 |
Accident Medical Reimbursement (AMR) | 100,000.00 |
Accident Burial Benefits | 100,000.00 |
ANNUAL PREMIUM | 1,825.00 |
A personal accident protection and assistance program.
ELIBILITY:
✔ Age Eligibility: 18 - 65 years old
✔Scope of Coverage: The plan offers 24 hours a day, 365 days a year, worldwide protection against accident which an insured person may be exposed to in the course of activities related to business or pleasure, whether on or off-the-job, occurring in the house or while travelling. Coverage includes but not restricted to flying as passenger (not as crew member) in any commercial airline, on any regular schedule, non scheduled, chartered flight or any military transport operated by any government authority.
Benefits | Bronze | Silver | Gold |
---|---|---|---|
Accidental Death & Disablement | 20,000.00 | 50,000.00 | 100,000.00 |
Unprovoked Murder and Assault | 10,000.00 | 25,000.00 | 50,000.00 |
Accident Medical Reimbursement (AMR) | 2,000.00 | 5,000.00 | 10,000.00 |
Hospital Income Rider due to accident (max. of 7 days per policy year) | 100.00/day | 200.00/day | 300.00/day |
ANNUAL PREMIUM | 100.00 | 185.00 | 330.00 |
Group Term Accident Insurance coverage designed for students.
ELIBILITY:
✔ Age Eligibility: 5 to 65 years old (purely student) Minimum of P5,000.00 premium on 1st remittance
Option | Accident, Death & Disablement | Unprovoked Murder & Assault | Accidental Medical Reimbursement | Accidental Burial Benefit | Annual Premium |
---|---|---|---|---|---|
I | 25,000.00 | 25,000.00 | 2,500.00 | 2,500.00 | 25.00 |
II | 50,000.00 | 50,000.00 | 5,000.00 | 3,000.00 | 45.00 |
III | 75,000.00 | 75,000.00 | 7,500.00 | 3,500.00 | 65.00 |
IV | 100,000.00 | 100,000.00 | 10,000.00 | 4,000.00 | 85.00 |
Option | Accident, Death & Disablement | Unprovoked Murder & Assault | Accidental Medical Reimbursement | Accidental Burial Benefit | Annual Premium |
---|---|---|---|---|---|
I | 20,000.00 | 20,000.00 | 2,000.00 | 5,000.00 | 25.00 |
II | 40,000.00 | 40,000.00 | 4,000.00 | 5,000.00 | 45.00 |
III | 60,000.00 | 60,000.00 | 6,000.00 | 10,000.00 | 65.00 |
IV | 80,000.00 | 80,000.00 | 8,000.00 | 10,000.00 | 85.00 |
V | 100,000.00 | 100,000.00 | 10,000.00 | 10,000.00 | 110.00 |
A
personal accident protection and assistance program.
ELIBILITY:
✔ Age Eligibility: 18
- 65 years old
Benefits | Option 1 | Option 2 |
---|---|---|
Accidental Death & Dismemberment | 1000,000.00 | 200,000.00 |
Murdered & Assault | 100,000.00 | 200,000.00 |
Accident Medical Expense | 2,500.00 | 5,000.00 |
No. of days | Premium | Premium |
5 | 122.92 | 159.19 |
7 | 157.17 | 192.43 |
10 | 205.53 | 291.17 |
Provides financial protection in case of physical damages or losses on properties, owned by the member of the cooperative, caused by fire.
GUIDE TO PREMIUM MATRIX (Inclusive of taxes):
PROPERTIES LOCATED UNDER ZONE I
✔Metro Manila (Makati, Manila, Malabon, Mandaluyog, Marikina, Pasig, Pasay, Pateros, Parañaque, San Juan, Valenzuela, Navotas, Taguig, Quezon City, Las Piñas & Caloocan.
✔Cebu City, Mandaue City, Lapu-Lapu City
✔Subic Bay Metropolitan Area
✔Export Processing Zone Area in Mariveles Bataan & Rosario Cavite
PROPERTIES LOCATED UNDER ZONE II
✔All other locations not stated in the location above;
CLASSIFICATION OF BUILDING
✔CLASS A – Made of concrete under galvanized iron roof.
✔CLASS B – Made of semi-concrete under galvanized iron roof.
Fire Insurance With Cash Assistance.
Type of Coverage | Residential | Commercial |
---|---|---|
Fire Insurance Cash Assistance on Building and Contents or Improvement at indicated address | 10,000.00 | 10,000.00 |
Accidental Death Benefit | 10,000.00 | 10,000.00 |
Annual Premium | 120.00 | 165.00 |
Residential Fire Insurance product for cooperative members with affordable annual premium to protect properties in case of physical damages.
Benefits | Coverage |
---|---|
Residential Fire Insurance for Building and Household Contents (First Loss) | 50,000 |
Personal Liability | 20,000 |
Medical Payment | 2,000 |
Damage to Property | 2,000 |
Accidental Death & Dismemberment Insurance | 25,000 |
Bereavement Assistance (due to any type of death) | 2,500 |
Premium per unit of coverage (inclusive of taxes) one (1) unit per insured location | 250 |
Residential Fire Insurance designed for individual household owners located and situated within a subdivision and/or villages to protect their properties in case of physical damages caused by fire and/or lightning including allied perils like earthquake, typhoon, explosion, smoke, vehicle impact, falling aircraft and Riot Strike & Malicious Damage.
BENEFITS:
✔ Fire and/or Lightning with Earthquake, Typhoon, Flood, Explosion, Smoke, Vehicle Impact, Falling Aircraft and Riot Strike & Malicious Damage
✔ Rental Subsidy - max of six (6) months -10,000 per month
✔ Debris Removal - 20,000
✔ Fire Fighting Expenses - 20,000
✔ Domestic Outbuilding Clause - 20,000
✔ Comprehensive Personal Liability (CPL) - P100,000
✔ Family Personal Accident
✔ Housebreaking/Burglary - 10% of the sum insured, P300,000 whichever is lower. Subject to P5,000 deductible
Benefits | Coverage |
---|---|
Residential Fire Insurance for Building and Household Contents (First Loss) | 50,000 |
Personal Liability | 20,000 |
Medical Payment | 2,000 |
Damage to Property | 2,000 |
Accidental Death & Dismemberment Insurance | 25,000 |
Bereavement Assistance (due to any type of death) | 2,500 |
Premium per unit of coverage (inclusive of taxes) one (1) unit per insured location | 250 |
Protects the welfare of the public in case of motor car related accidents resulting to death and bodily injury.
Classification | Annual Premium |
---|---|
Private cars including jeeps & utility vehicle | 571.86 |
Light, Medium Trucks (Own Goods) not over 3,930 kgs. | 617.08 |
Heavy Trucks (own goods) and private buses over 3,930 kgs. | 1,150.67 |
Motorcycle & Trailers | 291.50 |
Tricycle | 315.05 |
Protects the welfare of the public in case of motorcar related accident resulting to death and bodily injuries.
Own Damage/Theft | Premium | Gov’t Tax | Annual Premium |
---|---|---|---|
Light Car, Multi-Cab, Jitney, Sedan (Age of Vehicle: not over 10 years): per 100,000.00 Coverage | 2,500.00 | 68.75 | 2,568.75 |
Medium Car, AUV, SUV, Van, Pick-up (Age of Vehicle: not over 10 years): per 100,000.00 Coverage | 2,500.00 | 68.75 | 2,568.75 |
Motorcycle: (OD only, No Theft) (Age of Vehicle: not over 5 years): per 100,000.00 Coverage | 2,500.00 | 68.75 | 2,568.75 |
Coverage | Light | Medium | Heavy |
50,000.00 | 975.00 | 1,050.00 | 1,200.00 |
100,000.00 | 1,095.00 | 1,170.00 | 1,290.00 |
50,000.00 | 195.00 | 225.00 | 345.00 |
100,000.00 | 270.00 | 345.00 | 465.00 |
Accidental Death | Accident Medical Reimbursement | Accident Burial Benefits | Annual Premium |
25,000.00 | 2,500.00 | 1,500.00 | 50.00 |
50,000.00 | 5,000.00 | 2,000.00 | 100.00 |
100,000.00 | 10,000.00 | 3,000.00 | 200.00 |
Your protection against destruction from Earthquakes, Volcanic Eruptions and Typhoons or Floods.
Benefits | Coverage |
---|---|
Allied Perils ((Earthquake, Typhoon, Flood and Volcanic Eruption) First loss | 6,500.00 |
Medical Reimbursement due to perils | 500.00 |
ANNUAL PREMIUM | 100.00 |